Lån istället för bidrag

Skrevs den | februari 19, 2007 | 3 kommentarer

Eftersom det är måndag morgon, jag har tokmycket att göra och Niklas redan sagt allt som behöver sägas om Kiva gör jag helt enkelt så här:

Läs om Kiva här.

Niklas och mina lån

Kort utdrag om hur Kiva funkar från Mike Cannon-Brookes blog

- you put money into Kiva (which is itself a non-profit, based in San Francisco I believe) using PayPal. As much or as little as you want.

- you then browse the series of businesses around the world which have applied for money, and been vetted by local staff in their country as viable

- find one you like, and contribute as little as $25 to the loan, along with a host of other lenders. Each loan is usually spread out over about 25 or more lenders from my experience, see Mr Zumba’s lenders (flickr anyone?)

- the money is aggregated, lent to the business which spends it – in Mr Zumba’s case, he bought more inventory and two new display cases for shoes

- the recipient can then write a journal (ok, it’s a blog) about their business as often as they like, communicating directly with the lenders.

- over time, the loan is paid back and the ”profits” evenly distributed – hence Mr Zumba’s $98 repayment on his $1175 loan earned me my first $2.09

Andra bloggar om: välgörenhet, Kiva

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